Dave Steele Title: Business Manager Employed Since: 2004 About Me: I am Certified in Ford Sales and Master Certified in Finance. I have a wife, Cathy who is a college instructor, a son, Josh who is in auto sales, and a bird dog, Buck who is a pheasant lover. I enjoy hunting & fishing activities most of all but I also enjoy building wooden bows and tying trout flies. I really enjoy spending time with our grandchildren.

Wynn's Extended Warranties:
Wynn’s Extended Warranties Wynn’s warranties are designed to enhance your vehicle’s limited Manufacturer’s coverage. These programs protect, care for, and include benefits that make ownership easier and hassle free. Additional benefits include Emergency Roadside Assistance, Car Rental Reimbursement, Towing Reimbursement, Commercial Vehicle Use, and Nationwide Credit Card Payment for repairs for your vehicle.

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Interstate Extended Warranties:
Interstate's Hi-Road program protects the essential components of your vehicle. You've worked hard for your investment, and we want you to enjoy it for years to come. The extensive coverage and quality service you get when you purchase an Interstate contract provides you with peace of mind and the security that you deserve. Our goal is to protect your investment the best way possible.

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Ford Extended Service Plans
Ford Extended Service Plans are available for New & Pre-owned vehicles. Ford ESP gives you vehicle protection, genuine parts, & genuine service to keep your vehicle in top running condition and give you the assurance you need. Benefits are not just limited to vehicle service. You’ll also receive rental car reimbursement and roadside assistance by Ford Auto Club. Available in a variety of coverages from 3 years up to 7years, and 36,000 miles up to 100,000 miles depending on the package and vehicle.  For full lists please look at the brochures provided.

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General Motors Protection Plan – (GMPP)

GMPP is available for New & Pre-owned vehicles. GMPP provides you the piece of mind you want knowing your vehicle is covered. Not only is your vehicle covered under GMPP but you’ll also receive some added benefits. With the many programs GMPP has to offer you’re sure to find one that fits your needs. Be sure to read the brochures for complete details.

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Key Replacement

Our Key Replacement program will do more than just replace a missing, stolen, or destroyed key. The program will replace, cut, & program a missing key or key fob. Most of today’s late model vehicles have chipped keys costing well over $50. Keys must be cut at an authorized dealer and programmed in order to work. The program will also cover re-programming of current keys as well. The Key Replacement program is valid for 5 years and will cover and replace one replacement per year if necessary. Roadside assistance is a great added benefit you get with this program.

Click here for Key Replacement Brochure

Auto Armor

Designed to go beyond the Manufacturer’s paint coverage, Auto Armor has four major components. Did you know that Manufacturer’s limited warranties only cover Defects in Materials and Workmanship? Most paint damage is due to our environment that is out of the manufacturer’s control, such as tree sap, acid rain, bird droppings, interior stains, sun damage, ocean spray, and the #1 damage to most Iowa vehicles, Road Salt!

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Credit Life & Disability Insurance

Credit Life Insurance is commonly called asset protection. In the event of death it pays off the remaining balance of the outstanding loan so the loan payment burden is not passed on to survivors.

Disability Insurance is a payment protection plan that covers the cost of the monthly payment in the case of a short term illness or disability. In a case of long term disability, Disability Insurance can payoff the remaining balance on the loan.

Both Credit Life and Disability Insurance are guaranteed issuance products with a small exclusion of certain major diseases during the 12 months prior to purchase. No physicals are required. Protection is based off of a 25 year old non-smoking male. Which in turn means a 65 year old smoker will receive the same premium as the 25 year old.

GAP

GAP is a debt cancellation program designed for customers entering into a finance contract with little, no, or negative equity on their vehicle. In the case of an accident that “totals” your vehicle, your primary insurance company will make a settlement based only on current market value of the vehicle. No consideration is taken on the balance you owe on your loan. In the case where you have negative or low equity the difference between the settlement and the loan balance can easily be several thousand dollars, which you are still responsible for. This is where GAP Insurance comes in. GAP will cover the difference up to $50,000 in the event of a total loss of your vehicle.

Example: John Doe buys an SUV for $45,000 on an extended term contract. He has a wreck a year later totaling his SUV. The current market value for his SUV is only $25,000. His loan payoff is $35,000. He bought GAP Insurance. Instead of paying the bank $10,000 for a vehicle he no longer owns, GAP made the payoff and John is debt free.